Finex SA Finance is the latest addition to the Finex SA family of companies.  


Our mission is to become a leader in providing business finance that is really tailored around the business client needs and where the relationship is one where the business owner really gets tangible benefits.

With an expanding product offering to its client base and a deep-rooted understanding of the underlying business risk of the business, the company is ideally positioned to offer funding solutions to its increasing client base that take cognisance of its business realities. 

Finex SA Finance provides funding solutions in the following ways:

  • Retail funding
  • Trade funding
  • Bridging finance


The purpose of retail funding is to provide the client of Finex SA, with the ability to expand their product / service offering to now include a financed offering.   Growing sales sustainably should be a key pillar for any business owner to increase the value of their business.  In many cases, our clients have indicated that a funded solution will help them to increase sales.  However, to extend terms to their clients will place excessive pressure on their own cashflow, not to talk about having now to manage all of these debtor’s accounts. 

The retail funding solution that Finex Finance offers, solves this problem for the client.  Clients can offer a funded solution to their clients without having to bear the risk of additional funding required or the burden of administratively having to handle the finances of the deal.

So, if your business can do with extra sales and there is a clear need from your clients to pay off the price over time, it will make sense to get in contact with Finex Finance.


Trade funding solutions are focussed towards the business.  Although the funding solutions offered are not unique, what differentiates us is the very personal approach followed in customizing a solution which will work for the client and also the lesser emphasis which is placed on the very old forms of security (which most SMEs do not have). The application process followed is not a tick box exercise with no real understanding of the business realities.

As far as possible business risk is mitigated by the Finex SA Group by getting more involved in all facets of the business - rather than requiring security such as a bonded property for example.  Typically, a requirement to funding will be that professional financial management needs to be introduced and kept intact for the duration of the funding.  This means that whilst enjoying the benefit of the funding, the business owners also get access to specialists in the field of financial management, which helps the business to increase its value over time.

Typical example of funding services that will be provided

  • Sales invoice discounting
  • Payment of suppliers on delivery of products, whilst extending terms to the client (supplier funding)
  • Margin finance